CHELTENHAM GLOUCESTER - www.cheltenhamgloucester.co.uk
CHELTENHAM GLOUCESTER MORTGAGES
Since being founded in Cheltenham in 1850, it's taken C&G from being a
minor local concern to the third-largest mortgage lender in the UK today.
In 1995, following a decision by its members, Cheltenham & Gloucester
Building Society converted from a mutual society to a plc and became part of
the Lloyds Bank Group.
Although Abbey National had converted and floated on the Stock Exchange six
years earlier, it was cheltenham&gloucsters conversion and acquisition that
provided the catalyst for the series of demutualisations and acquisitions that
took place over the next two years - with Halifax, Woolwich,
Northern Rock and Bristol & West
all converting from building society status.
At C&G they specialise in ‘Mortgages built around you’. Much
more than just an advertising strapline, this lies at the heart of their whole
approach to their mortgage products.
Cheltenham & Gloucester offer a comprehensive range of mortgages suitable
to all sectors, from first-time buyers to those looking for their dream family
home.
Most importantly, with C&G you can be sure of receiving excellent
service. C&Gs mortgages are designed to be entirely hassle-free, with their
Mortgage Specialists on hand to guide customers through every stage of the
process.
Furthermore, they offer the flexibility to meet customers’ changing
needs and, as you would expect from the UK’s third largest lender, their
mortgage service is highly competitive.
No wonder Cheltenham and Gloucster won the Financial Adviser 5-Star Service
Award every year from 1995 to 2005 – the only mortgage provider to have
done so.
BUY TO LET MORTGAGES
With a buy to let mortgage with Cheltenham&Gloucester the following are great
benefits and you can apply online for:
- Borrow between £25,000 and £1.5 million on Fixed-Rate,
Tracker or C&G Offset mortgage deals
- Borrow from £5,000 on our Standard Variable Mortgage Rate
- If you have a C&G Offset Mortgage and want to borrow more (from £5,000),
it must be on an offset basis
- Your income (excluding rental income) before tax must be £25,000
(sole or joint)
- The property must be professionally managed by a reputable agent on a single
assured shorthold tenancy
- The property must be in good condition and not divided into separate units
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