CITIBANK - www.citibank.co.uk

Citibank is part of Citigroup Inc., todays pre-eminent financial services company, with some 200 million customer accounts in more than 100 countries. Citibank is a global bank but they operate at a local level. So while they offer the vast resources and support network of a large international bank, they ensure that these are presented in a straight forward way that deliver Citibank customers the choices that enable them to control their finances effectively. Citibank offer some great current accounts:

The CitiBank Current Account Benefits

  • No annual management fee, unlike other banks which charge fees of up to £150.
  • Personal Bankers - available to you by phone 24 hours a day, seven days a week. Even on bank holidays.
  • A free automatic £1,000 overdraft for twelve months with no questions asked and no red tape.

Note: An automatic interest free overdraft of £1,000 is available to new bank customers, for a period of twelve months from the date the Account is opened, subject to status. After this period the interest rate shall revert to the Bank's standard authorised overdraft rate. This overdraft is only available to you if you deposit your salary or regular monthly minimum credits of £1,500 into your account.

  • 0% interest on overdraft balance transfer up to £5,000 for 6 months.
  • Citibank Euro Current Account.

If you want a high interest savings account with instant access and maximum flexibility, choose the Citibank Flexible Saver. You can make as many withdrawals and deposits as you choose, without penalty, and can manage your money in the way that best suits you – by phone, branch, ATM, online or through the post – 24 hours a day, 7 days a week.

'My Accounts', a unique web-based service that enables you to view your bank accounts, loyalty schemes, emails and credit cards on one personalised site.

Instant and easy access to savings – withdrawals can be made at any Citibank branch or ATM, or at 44,000 LINK ATMs in the UK and 840,000 VISA ATMs worldwide.
• No penalties for withdrawal.
• No minimum balance.
• Transfer money easily – between other Citibank accounts this can be done via Citibank Online Banking, CitiPhone and at Citibank branches and ATMs.
• Easy access to the account via all channels, including CitiPhone, Citibank Online Banking, Citibank branches and post.
• Interest is calculated and compounded daily and applied to the account monthly.

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